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Fight Against Fraud

How to protect yourself against Scams

Yomojo will never ask you to provide personal passwords, or use gift cards or cryptocurrency as payment. If you receive a suspicious communication claiming to be from Yomojo, contact us directly using the details on our website.

BE CYBER SMART

Cybercrime and online scams are becoming increasingly common. Fraudsters use emails, SMS messages, phone calls, and social media to trick people into revealing personal information or sending money.

What to do if a Yomojo communication looks suspicious?

If you receive an unexpected communication claiming to be from Yomojo: 

Do not click links in suspicious emails or SMS messages. 

  1. Do not provide personal information. 

  1. Visit Yomojo's website directly by typing the address into your browser. 

  1. Contact Yomojo using the published contact information on our website. 

  1. Verify requests independently before taking action. 

  1. If you are unsure whether a communication is genuine, contact Yomojo directly. 


How to Identify a Scam - Warning Signs of a Scam

Be cautious if a message contains any of the following: 

  • Generic greetings such as "Dear Customer" 

  • Poor spelling or grammar 

  • Urgent requests for immediate action 

  • Requests for passwords, verification codes or banking information 

  • Suspicious links or attachments 

  • Threats that an account will be suspended or closed 

  • Requests for payment using gift cards, cryptocurrency or unusual payment methods 

 
If in doubt, stop and verify the request using contact details obtained independently of the message. Never use phone numbers or links provided by a suspicious communication. 

Where to Report Scams

Scamwatch (ACCC)

Australia's primary scam reporting service.  

National Anti-Scam Centre


Australian Cyber Security Centre (ACSC)

Government Scam Prevention Resources
Stay informed by visiting these trusted Australian Government resources:
Resource
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Information on the latest scams, alerts and reporting. 

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National coordination centre for scam prevention and disruption. 

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Advice on protecting yourself online and recovering from cybercrime. 

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Information on phone scams, SMS scams, spam and telemarketing complaints. 

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A list of ACMA’s current and previous scam alerts 

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Free guide explaining common scams and how to avoid them. 

Additional resources and assistance can be found with IDCare; a government-backed, not-for-profit organization and registered charity serving as the national identity and cyber support service for Australia and New Zealand.

Woman using a laptop and phone while responding to a suspected online scam.

What to Do If You Think You've Been Scammed 

  1. Stop all communication with the scammer. 

  2. Do not click any additional links or download files. 

  3. Change passwords for any affected online accounts. 

  4. Contact your financial institution immediately if banking details have been disclosed. 

  5. Monitor your accounts and credit activity. 

  6. Report the incident to Scamwatch or the ACMA. 

  7. Contact Yomojo immediately if:  

    • your mobile service may have been compromised; 

    • you suspect unauthorised SIM swapping or number porting; 

    • you have shared Yomojo account credentials with a scammer. 

Protect Yourself from Mobile Number Porting Fraud

Number porting fraud occurs when a scammer transfers your mobile number to another provider without your consent. 

Warning signs include: 

  • Your mobile service suddenly stops working. 

  • You receive unexpected notifications about account changes. 

  • You are unable to receive calls, texts or authentication codes. 

If you suspect unauthorised porting: 

  1. Contact Yomojo immediately. 

  1. Change passwords for important accounts. 

  1. Contact your bank if multi-factor authentication codes may have been intercepted. 

  1. Report the incident to Scamwatch or the ACMA. 

For more information, please see our editorial: Your Mobile Number Safe? New Scam Alert You Should Know  

Woman looking concerned at her smartphone after noticing signs of possible mobile number porting fraud.
Avoid these Common Phishing Scams
Phishing Scams - what is Phishing?
Phishing Scams - what is Phishing?

Phishing is a type of scam where criminals pretend to be a legitimate business, government agency, bank, telecommunications provider, or trusted organisation to obtain your personal, financial or account information. 
 

These scams may be delivered via: 

  • SMS messages 

  • Email 

  • Phone calls 

  • Social media messages 

  • Fake websites 
     

The goal is usually to steal personal information, gain access to accounts, commit identity theft or obtain money. 
 
Remember: Phishing scams are designed to trick you into sharing personal or financial information. Legitimate organisations will never ask for sensitive details such as passwords, credit card numbers, or ID documents via email, text message, social media, or phone calls. They also won’t ask you to download software through unsolicited messages.
 

 
Be cautious if:
 

  • The sender asks you to act urgently. 

  • The message asks you to verify account information. 

  • The sender asks for passwords or one-time codes. 

  • The message does not address you by name. 

  • The sender details appear unusual. 

  • The website address differs slightly from the legitimate website. 

  • The message contains unexpected attachments or links. 

If you receive an unexpected request for personal information, always verify it by contacting the organisation directly using a trusted and official contact method.

TIPS FOR KEEPING YOUR PERSONAL INFORMATION SECURE
Use Strong, Unique Passwords
Use Strong, Unique Passwords
Create strong passwords for every account and never reuse them. A trusted password manager can generate and store complex passwords for you, making account security easier and safer.
Think Before You Click
Think Before You Click
Be cautious when clicking links or downloading attachments in emails, texts, or DMs. Hover over links to check where they really lead and avoid anything that doesn’t match the sender’s official domain. When in doubt, don’t click.
Keep Your Software Up to Date
Keep Your Software Up to Date
Regular software and operating system updates help patch security vulnerabilities. Always update directly through your device settings and ignore emails or messages telling you to “click here to update”—these are often scams.
Enable Two-Factor Authentication (2FA)
Enable Two-Factor Authentication (2FA)
Add an extra layer of protection by turning on two-factor authentication whenever it’s available. Even if your password is compromised, 2FA can stop hackers in their tracks.
Be Careful on Public Wi-Fi
Be Careful on Public Wi-Fi
Public Wi-Fi networks can expose your data. Use a Virtual Private Network (VPN). When connecting in cafés, airports, or malls. And remember—free Wi-Fi is free for a reason.
Share Less Personal Information Online
Share Less Personal Information Online
Oversharing can put you at risk. Even small details like birthdays, locations, or workplace info can be used for identity theft or social engineering attacks.
Back Up Your Data Regularly
Back Up Your Data Regularly
Protect your important files by backing them up regularly. Use offline storage or a highly trusted cloud provider, so your data stays safe even if your device is lost or compromised.
Avoid these Common Phishing Scams
Email Phishing Scams
Email Phishing Scams
Scammers send emails that appear to come from well-known companies like banks, PayPal, or online retailers. These emails often urge you to click a link or provide login details, credit card information, or ID numbers. Watch out for urgent or threatening language designed to pressure you into acting quickly.
SMS (Text Message) Scams
SMS (Text Message) Scams
SMS phishing, also known as smishing, uses text messages that look legitimate but contain malicious links or requests for personal information. These messages often claim there’s an issue with your account or a pending delivery.
Social Media Scams
Social Media Scams
Fake social media accounts or pages impersonate trusted brands or organisations. Scammers may send direct messages or post links leading to fake websites, asking for personal details or login credentials.
Phone Scams
Phone Scams
Phone scammers pretend to be representatives from banks, government agencies, or service providers. They may ask for sensitive information or request that you install software that gives them access to your device.
What to do if you receive scam calls or messages
If you receive a call, text, email, or message that seems suspicious, take action quickly to protect yourself and others.

Learn How Scams Work

The ACCC’s The Little Black Book of Scams is a free, internationally recognised resource that helps Australians understand common scam tactics. It’s easy to read and packed with practical tips to help you spot and avoid scams.

Report Scam Calls and Messages

If you believe you’ve received a scam or fraudulent message, report it to the ACCC via Scamwatch. Reporting scams helps authorities warn the community, track scam trends, and take action to disrupt scam operations.

Use Scamwatch as a Safety Resource

Scamwatch isn’t just for reporting scams. The website also provides up-to-date scam alerts, real examples, and advice on how to protect your personal information and stay safe online.

BE AWARE OF TYPES OF MALWARE

To protect yourself from malware, make sure to keep your operating system and antivirus software up to date, avoid downloading software or files from untrusted sources, and be cautious when clicking on links or opening attachments in emails or messages. Additionally, practice good cybersecurity habits, such as using strong passwords and enabling two-factor authentication.

Viruses
Viruses
A computer virus is a malicious program that can replicate itself and spread from one computer to another. It can infect files, damage your system, and steal your personal information. You can recognise a virus infection by slow system performance, unusual pop-up messages, and unexpected crashes.
Trojans
Trojans
A Trojan is a type of malware that disguises itself as a legitimate program, such as a game or utility, but is designed to steal your personal information, damage your computer, or give a hacker remote access to your system. You can recognise a Trojan by unexpected changes to your computer’s settings or files, slow system performance, and the appearance of pop-up ads or messages.
Ransomware
Ransomware
Ransomware is a type of malware that encrypts your files and demands a ransom payment in exchange for the decryption key. It can be spread through email attachments, infected websites, or phishing scams. You can recognise a ransomware infection by the appearance of a ransom note or message on your screen.
Spyware
Spyware
Spyware is a type of malware that collects your personal information without your knowledge or consent. It can track your web browsing activity, capture your keystrokes, and steal your login credentials. You can recognise spyware by slow system performance, unusual pop-up messages, and unexpected changes to your computer’s settings.
Other Common Types of Fraud

Wangiri Fraud

Romance (Love) Scams

COVID-19 Related Scams

Device Reseller Scams

NBN Tech Support Scam

Flubot Malware

SIM Swap/Porting Fraud

THINK YOU’VE BEEN SCAMMED? WE’RE HERE TO HELP
Contact our team immediately on 1300 966 656.
If you've sent money or given your banking details to a scammer you should contact your bank immediately.
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Email and Message Checklist
Is the SMS or email from the usual Yomojo sender?
Were you contacted via another messaging platform?
Is there poor grammar, spelling, or other unusual symbols in the message?
Are you being asked to urgently share personal or sensitive information like your date of birth, or address? (We do ask for this information on telecalls but never over emails or messages.)
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Call and SMS Checklist
Is the call coming from an “Australian” number or via WhatsApp claiming to be from Yomojo?
Have you been asked for your credit card details, account number, email, or passwords? (There may be instances where we’ll call to verify your identity, but never ask for your bank details or passwords.)
Does the deal being offered to you seem too good to be true?
Need Help? Our Team Is Here When You Need Us.
Available 8:00 am - 8:00 pm AET, Monday to Sunday.

CALL US

1300YOMOJO | 1300 966 656

International +61 2 8089 1602

Monday to Sunday, 8 AM - 8 PM AET

EMAIL OR MESSAGE US

support@yomojo.com.au

Send us a message anytime and our support team will get back to you as soon as possible.

CHAT WITH US

Chat online with Jo, our virtual assistant, or connect with our support team when available.